For the latest #MyTwoCents column, a former sex worker seeks advice on what to do with a million dollars: “I’m 44 years old, and for the last nine years I’ve escorted full time. I’ve decided to quit next year: I don’t hate the work, but I find it boring/exhausting and want to see what else I can do. I’ve saved a million dollars, which is another reason I’m quitting: That was the goal, and I reached it. I know I should have an investment portfolio, but given that I’m not Jane Average with a 401(k) and social security, I haven’t known how to allocate, and now that the bond market is wild I’m even less confident. My main goal as an investor is to feel economically safe, which is vague. I don’t want to live in a box when I’m older — I know that much. That’s why I started doing sex work in the first place: I wanted to be secure. Now I don’t know what to do, even though I feel like I should feel safer with this much money saved up. Do you have advice for someone in my position?” At the link in bio, @charlottecowles responds.